The 4 Legs

What does it really take to close a loan? We have all heard horror stories about loans closing late, loan terms or fees changing at the end, or even worse going all the way thru the process only to find out that your loan isn’t able to close after all. Does it have to be this way? Thankfully, the answer is no.

What is your IDEAL HOME?

After choosing which area or neighborhood you want to live in, the next step is to determine which type of home fits the bill.

There are several different factors to consider in making sure you choose the right home.

What Is your Ideal Neighborhood?

So now that’s you’ve started thinking about buying a home, you might find yourself asking, WHERE should I purchase my home? Are you feeling adventurous and ready to relocate...or do you like where you’ve been and have your roots pretty firmly established? Either way, when starting to search for the ideal neighborhood, it’s a good idea to begin by analyzing yourself. Here is a list of some ideas that may help you along the way

What To Expect In A Residential Transaction

Buying a home can seem to be a bit of a confusing process that can leave the first home buyer all the way to the most seasoned investor scratching his head every now and then. To help alleviate some of this confusion, we have outlined the typical loan process from cradle to the grave for you down below. Call it a road map per se…hope this helps!

The Do’s & Don’ts

Once you have been pre-approved for a mortgage loan, it’s important that you keep your finances in order to avoid running into heartache and paid later on down the road during the loan closing process. Something that may not seem important to you could potentially become a problem during the closing process. The last thing you want to do is risk your dream of homeownership because of a simple misstep. Here is a checklist of some factors that can potentially impact your ability to close. It is by no means a complete list of things that can have an impact, but you get the idea.

While you are out and about looking at different home with your Realtor, you may find yourself realizing that you have no idea what you are doing. Just kidding, but you may find that it would be helpful to see what an inspectors or appraisers trained eye may find.

So what does an appraiser or inspector look for?

An A-Z guide of terms and definitions to help you understand more about your mortgage loan options.